Money on the way.
Fast. Easy. Reliable. Get the right loan now.
$10,000 - $100,000
loans available
Flexible loans up to $100,000 for home improvements, debt or other large expenses
No Risk to Your
Credit Score
Review your options with no impact on your credit score, leaving you free and secure to explore
Quick, easy and
friendly
Have dedicated live customer support guide you through the process and answer any questions along the way
Lower Your
Payments
Lower your monthly payments for immediate financial relief and increased cash flow
Pay down your debt
Make those home improvements
Manage large expenses
Handle unexpected events
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Ready to get started?
See your rate before you apply.
There's no risk to your credit score and it only takes minutes.
Your APR will be between 5.99% and 24.99% based on creditworthiness at time of application for loan terms of 36-84months. For example, if you get approved for a $15,000 loan at 12.99% APR for a term of 72 months, you'll pay just $301 per month. The estimated total cost of the loan in this example would be $21,672.
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You must have a minimum individual or household annual income of $25,000 to be considered for a Discover personal loan. Loan approval is subject to confirmation that your income, debt-to-income ratio, credit history and application information meet all requirements.
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Our lowest rates are available to consumers with the best credit. Many factors are used to determine your rate, such as your credit history, application information and the term you select. State restrictions may apply.